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Please note the following information regarding ICBC’s Enhanced Care coverage that came into effect as of May 1, 2021:

Changes to off-highway and Third-Party Liability coverage for vehicle rate classes 030, 100 and 170:

  • This risk is no longer covered through ICBC’s Basic Third-Party Liability.  Instead, there is an optional Off-highway Third Party Liability coverage for customers with vehicles in the affected rate classes (030, 100 and 170), who operate off-highway. Limits available for this liability coverage are $200K, $1M, $2M, $3M and $5M; and
  • There is a transition period in which a Basic Third-Party Liability policy issued prior to May 1, 2021 will continue to cover losses until the policy expires or is cancelled.

Please speak to your broker to see if the optional ICBC Off-Highway Third Party Liability coverage is right for you.

For more information on Enhanced Care Coverage, including frequently asked questions on off-highway liability for non-standard vehicles, visit ICBC’s Commercial Customer Page.

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